Experts in solving all your debt problems.

At last a company that has real life experience of debt problems.We pride ourselves on giving a personal and confidential service.

Government licensed debt councellors are on hand to answer questions on debt no matter how big or small. They are experts in this area with personal experience and are sympathetic, understanding and confidential when dealing with your case.

Our experience shows us that people have tried to obtain a further loan to clear their debts. Our advice is generally that you cannot borrow your way out. We call this the debt cycle. Once the debt cycle comes to end ie no further credit is given, is when the problems begin. You are then insolvent and only expert help can aid your recovery.

You have probably been quite aware of what has been 'creeping up on you'. Have you been.....

• Avoiding the postman.
• Had Sleepless nights because of worry.
• Borrowing to repay other debts.
• Borrowing from loan companies that charge high interest rates.
• Avoiding answering the door

We can help you and put you back in control.

You will be shown a way to repay your debts with what income you have now and you could even save some for that special occassion.

Remember that debt is no respector of rank or status, whether you are a solicitor or street cleaner you can be in debt. We have even had people from the banks and finance companies we constantly negotiate with.

When you choose us to act for you we will

• Make a thorough investigation into your income and expenditure.
• Give you advice on how to budget.
• Negotiate comfortable repayments.
• Deal with creditor correspondence.
• Try to freeze interest so you actually repay the debt.
• Make payments to your creditors on your behalf.
• Stop you from getting into further debt.